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X-WR-CALNAME:Women for Healthy Rural Living : Milbridge, Maine
X-ORIGINAL-URL:https://whrl.org
X-WR-CALDESC:Events for Women for Healthy Rural Living : Milbridge, Maine
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DTSTART;TZID=America/New_York:20260305T180000
DTEND;TZID=America/New_York:20260305T193000
DTSTAMP:20260408T160450
CREATED:20251211T184233Z
LAST-MODIFIED:20260303T130018Z
UID:10000900-1772733600-1772739000@whrl.org
SUMMARY:Health and Cancer Screenings for Women: An informational program to empower decision-making (Zoom)
DESCRIPTION:Note: This program is remote on Zoom \nOpen to anyone 18 and up for whom the word woman is a meaningful identity or lived experience. \nJoin Nurse Practitioner Mary Seterdahl for an informational session covering current guidelines for cervical\, breast\, colon\, and lung cancer screenings\, as well as bone density scans. \nIt can be overwhelming to consider all the different screenings and tests our medical provider recommends at our annual well visit or that we hear about in the media. This informational session will cover the current guidelines for cervical\, breast\, colon\, and lung cancer screenings\, as well as bone density scans. What do they tell us and not tell us? How are they done? At what age should I have a particular screening? What happens next if I have a positive result? Information is empowering\, and the goal of this presentation is to provide accurate\, up-to-date\, clear information. There will be plenty of time at the end of each segment to answer participants’ questions. \n			\n				\n				\n				\n				\n				Facilitator Bio: Mary Seterdahl\, FNP-C is a Nurse Practitioner in Western Massachusetts specializing in Primary Care and Family Practice. As an RN\, she worked in Cardiac Telemetry\, Medical Surgical\, and College Health. As a Nurse Practitioner\, she works at a Family Practice in Greenfield\, MA and at Smith College\, an all-women’s college. Working with individuals throughout their life span and focusing on preventative health\, Mary finds helping patients navigate decisions about health and cancer screenings highly rewarding and potentially life-saving. When not working\, Mary enjoys practicing yoga\, cooking\, reading\, and spending time with her family and her dogs. \n			\n				\n				\n				\n				\n				\n				\n				\n					\n	\n\n                \n                        \n                            Health and Cancer Screenings for Women\n                        \n                        X/TwitterThis field is for validation purposes and should be left unchanged.Health and Cancer Screenings for Women6 seats available.\n					\n					\n						Price:\n						\n					\n					\n				Waitlist(Required)\n								\n								I wish to be signed up for the Waitlist\n							Your InformationName(Required)Space is limited - register ONLY one person at a time. \n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Is there anything else we should know? Any accommodations that will make this day work for you?Would you like to join WHRL's email list?We publish a monthly e-newsletter so you can receive updates regarding our programming\, events\, and more.\n			\n					\n					Absolutely\, sign me up!\n			\n			\n					\n					I'm already on the list!\n			\n			\n					\n					No thanks.\n			How did you hear about this workshop?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agree\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/health-and-cancer-screenings-for-women-an-informational-program-to-empower-decision-making/
LOCATION:Remote on Zoom
CATEGORIES:Health
ATTACH;FMTTYPE=image/jpeg:https://whrl.org/wp-content/uploads/2025/12/health-and-cancer-screenings.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260316T180000
DTEND;TZID=America/New_York:20260316T193000
DTSTAMP:20260408T160450
CREATED:20260113T164927Z
LAST-MODIFIED:20260303T173432Z
UID:10000952-1773684000-1773689400@whrl.org
SUMMARY:Foundations - Money Mindset & Confidence (Zoom)
DESCRIPTION:Welcome to the first installment of Everyday Money Skills: A Community Series\, led by Michele Eden Montas. This series is designed to reduce financial stress\, build confidence\, and provide realistic tools that reflect how people actually live and work in Downeast Maine. Financial health is a critical\, often-overlooked part of overall well-being. This program approaches money without judgment or assumptions\, recognizing that people’s financial difficulties are shaped by more than personal decisions. Participants are welcome to attend the entire series or just the programs that appeal to them! For more information\, reach out to Lizzie at lizzie@whrl.org or by phone at 413-717-7827. \nInterested in attending more programs in this series? Here is the full list of upcoming programs\, all of which take place on Mondays from 6-7:30 pm.  \n\nMarch 30: Budgeting & Emergency Planning for Real Life\nApril 20: Debt – Avoiding Traps & Making a Plan\nApril 27: Credit & Savings – Making Money Work for You\nMay 4: Local\, State & Federal Financial Resources\nMay 11: Taxes\, Retirement & Investing – The Basics\n\nThis program’s focus will be on understanding the foundations – money mindset and confidence. \nWhy This MattersMoney is one of the biggest sources of stress and one of the least talked about. Shame and avoidance can prevent people from accessing help or making progress. \nTopics Covered \n\nWhy money feels taboo to talk about (and why that’s not your fault)\nCommon beliefs: “I’m bad with money\,” “I’ll never get ahead”\nHow income\, caregiving\, and systems shape financial outcomes\nWhat money represents personally (security\, freedom\, stress\, survival)\n\nActivities \n\nReflection exercise: personal money stress triggers\nGoal-setting: what participants want from this series\n\nTakeaway \nParticipants will leave knowing they are not alone and that they are capable of building financial skills. \n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n			\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				About the FacilitatorMichele Eden Montas is a finance professional with a background in economics and a long-standing connection to Washington County. Her family has been in the community since her grandparents’ generation\, and Michele has been coming to Washington County every year for all of her life. \nMichele studied economics at Princeton University and now works for Ernst & Young in their financial services organization. She believes financial education should be accessible\, non-judgmental\, and grounded in the realities of people’s lives\, especially in rural and seasonal economies like Downeast Maine. This program is offered as a way to share tools that can help people feel more confident and supported when it comes to money. \n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n					\n	\n                \n                        \n                            Everyday Money Skills\n                        \n                        InstagramThis field is for validation purposes and should be left unchanged.Select the Everyday Money Skills sessions you would like to attend:\n								\n								March 16: Foundations – Money Mindset & Confidence\n							\n								\n								March 30: Budgeting & Emergency Planning for Real Life\n							\n								\n								April 20: Debt – Avoiding Traps & Making a Plan\n							\n								\n								April 27: Credit & Savings – Making Money Work for You\n							\n								\n								May 4: Local\, State & Federal Financial Resources\n							\n								\n								May 11: Taxes\, Retirement & Investing – The Basics\n							Your InformationName(Required)Space is limited - register ONLY one person at a time. \n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Is there anything else we should know? Any accommodations that will make this day work for you?Would you like to join WHRL's email list?We publish a monthly e-newsletter so you can receive updates regarding our programming\, events\, and more.\n			\n					\n					Absolutely\, sign me up!\n			\n			\n					\n					I'm already on the list!\n			\n			\n					\n					No thanks.\n			How did you hear about this workshop?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agree\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/foundations-money-mindset-confidence/
LOCATION:Remote on Zoom
CATEGORIES:Health
ATTACH;FMTTYPE=image/jpeg:https://whrl.org/wp-content/uploads/2026/01/finance-mindset.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260324T180000
DTEND;TZID=America/New_York:20260324T200000
DTSTAMP:20260408T160450
CREATED:20260212T151238Z
LAST-MODIFIED:20260303T183813Z
UID:10001005-1774375200-1774382400@whrl.org
SUMMARY:Transformative Conversations  with Downeast Rainbow Alliance
DESCRIPTION:Build Confidence\, Connections & Support\nAre you looking for ways to strengthen relationships with the LGBTQIA2S+ people in your life? Building on basic knowledge of LGBTQIA2S+ identities\, this workshop provides an encouraging space to build confidence in talking about gender and relationships in ways that are inclusive and expansive. Practice skills for day-to-day conversations\, like responding to harmful comments or showing support for friends and loved ones. Participants will also learn about opportunities to connect with current events and issues in our local communities. \n			\n				\n				\n				\n				\n				\n				\n				\n					\n	\n                \n                        \n                            Transformative Conversations\n                        \n                        LinkedInThis field is for validation purposes and should be left unchanged.Transformative Conversations5 seats available.\n					\n					\n						Price:\n						\n					\n					\n				Waitlist(Required)\n								\n								Please add my name to the waitlist\n							Your InformationName(Required)Space is limited - register ONLY one person at a time. \n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Is there anything else we should know? Any accommodations that will make this day work for you?How did you hear about this workshop?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agree\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/transformative-conversations/
LOCATION:ME
CATEGORIES:Health
ATTACH;FMTTYPE=image/jpeg:https://whrl.org/wp-content/uploads/2026/02/transformative-Conversations.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260328T090000
DTEND;TZID=America/New_York:20260328T120000
DTSTAMP:20260408T160450
CREATED:20260127T232231Z
LAST-MODIFIED:20260203T165836Z
UID:10000999-1774688400-1774699200@whrl.org
SUMMARY:Exploring Wellness through Mindfulness with Britta Sunde
DESCRIPTION:This program is open to all. \nJoin Britta Sunde for a wellness course that explores the importance of mindfulness and its crucial role in our physical and mental health. Within all of us lies the wisdom to heal and to be well. Oftentimes\, the reason that we don’t heal or feel our best is that we don’t know how to get out of our own way. Unhealthy habits\, negative thought patterns\, or simply being unaware can all be hindrances that we create for ourselves! \nBritta will lead a discussion of mindful eating\, nutrition\, self-care practices\, stress management techniques\, and more. You can expect to come away with concrete ideas for taking better care of yourself and integrating mindfulness into your daily life. You will learn practical tools to improve and protect your health\, and you will explore how to listen and respect the subtle signals our bodies and minds are so often sending us – signs that something is out of balance and needs attention\, asking us to make changes such as slowing down and making time to take better care of ourselves – BEFORE we become ill. \nThis class is designed for anyone who would like to improve their overall well-being or explore personal growth through self-awareness practices. Britta will incorporate gentle stretching into this program\, so come prepared for some light movement. This is a welcoming and judgment-free zone. \nPlease plan to bring the following with you to class: \n\nBlanket\nComfortable clothes\nYoga mat\n\n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n			\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				Britta Sunde is dedicated to improving her patients’ wellness journeys in Downeast Maine. Britta has 30 years of experience as a licensed massage therapist and has expanded her practice to include yoga instruction since 2019. Learn more about Britta on her website here. \n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n					\n	\n                \n                        \n                            Exploring Wellness through Mindfulness with Britta Sunde\n                        \n                        FacebookThis field is for validation purposes and should be left unchanged.Exploring Wellness through Mindfulness3 seats available.\n					\n					\n						Price:\n						\n					\n					\n				Waitlist(Required)\n								\n								I wish to be signed up for the Waitlist\n							Your InformationName(Required)Space is limited - register ONLY one person at a time. \n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Is there anything else we should know? Any accommodations that will make this day work for you?How did you hear about this workshop?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agreeHow would you like to pay?Please note that Venmo is not yet available on Apple devices.\n			\n					\n					Credit Card\n			\n			\n					\n					PayPal or Venmo\n			\n			\n					\n					Check\n			Payment MethodPayPal CheckoutCredit Card\n                                    American ExpressDiscoverMasterCardVisaSupported Credit Cards: American Express\, Discover\, MasterCard\, Visa\n                                    \n                                    Card Number\n                                 \n                                            \n                                                \n                                                Expiration Date\n                                            \n                                                \n                                                 \n                                                Security Code\n                                             \n                                        \n                                            \n                                            Cardholder Name\n                                         Credit Card\n					\n						Cardholder Name\n					\n					\n						Card Details\n					\n				\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/exploring-wellness-through-mindfulness/
LOCATION:WHRL Thankful Room\, 87 Main Street (parking lot door)\, Milbridge\, Maine\, 04658
CATEGORIES:Health
ATTACH;FMTTYPE=image/jpeg:https://whrl.org/wp-content/uploads/2026/01/wellness.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260330T180000
DTEND;TZID=America/New_York:20260330T193000
DTSTAMP:20260408T160451
CREATED:20260113T171147Z
LAST-MODIFIED:20260303T125920Z
UID:10000953-1774893600-1774899000@whrl.org
SUMMARY:Budgeting & Emergency Planning for Real Life (Zoom)
DESCRIPTION:Welcome to the second installment of Everyday Money Skills: A Community Series\, led by Michele Eden Montas. This series is designed to reduce financial stress\, build confidence\, and provide realistic tools that reflect how people actually live and work in Downeast Maine. Financial health is a critical\, often-overlooked part of overall well-being. This program approaches money without judgment or assumptions\, recognizing that people’s financial difficulties are shaped by more than personal decisions. Participants are welcome to attend the entire series or hop in just for the programs that appeal to them! For more information\, reach out to Lizzie at lizzie@whrl.org or by phone at 413-717-7827. \nInterested in attending more programs in this series? Here is the full list of upcoming programs\, all of which take place on Mondays from 6-7:30 pm.  \n\nApril 20: Debt – Avoiding Traps & Making a Plan\nApril 27: Credit & Savings – Making Money Work for You\nMay 4: Local\, State & Federal Financial Resources\nMay 11: Taxes\, Retirement & Investing – The Basics\n\nThis program’s focus will be on practical budgeting and planning for low\, variable\, and seasonal incomes\, including what to do when things go wrong. \nWhy This MattersIn Downeast Maine\, financial stress often comes not from everyday expenses\, but from unexpected events: car repairs\, heating emergencies\, medical bills\, or sudden changes in work. Emergency planning is about preparation and options\, not perfection. \nTopics Covered \n\nBudgeting Fundamentals\n\nBudgeting with different income levels\nNeeds vs. wants (without judgment)\nMicro-goals: small changes that actually stick\nPrioritizing bills when money is tight\n\n\nLocal Lens\n\nSeasonal fishing\, agriculture\, tourism\, caregiving\, and service work in Downeast Maine\nTransportation and heating as critical budget categories\n\n\nCash Flow & Seasonal Income\n\nCreating a cash-flow calendar\nManaging uneven paychecks and seasonal work\nPlanning ahead for lower-income or off-season months\nSmoothing income and expenses over time\n\n\nEmergency Planning (When There’s No Extra Money)\n\nEmergency planning vs. emergency savings\nCommon financial shocks in rural Maine\nFirst-line defenses when something unexpected happens:\nExpense triage: what must be paid first\nWhich bills can be paused\, negotiated\, or be deferred\nUsing savings\, community resources\, or credit carefully\nAvoiding high-cost\, high-risk debt in emergencies\nBuilding a starter buffer over time\, even small amounts\n\n\n\nActivities \n\nBudgeting templates\nCash-flow and seasonal planning worksheets\nEmergency planning checklist (what to do when something breaks)\n\nTakeawayBudgeting is not about restriction or perfection: it’s about clarity\, preparation\, and having options when life happens. \n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n			\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				About the FacilitatorMichele Eden Montas is a finance professional with a background in economics and a long-standing connection to Washington County. Her family has been in the community since her grandparents’ generation\, and Michele has been coming to Washington County every year for all of her life. \nMichele studied economics at Princeton University and now works for Ernst & Young in their financial services organization. She believes financial education should be accessible\, non-judgmental\, and grounded in the realities of people’s lives\, especially in rural and seasonal economies like Downeast Maine. This program is offered as a way to share tools that can help people feel more confident and supported when it comes to money. \n			\n			\n				\n				\n				\n				\n			\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n				\n					\n	\n                \n                        \n                            Everyday Money Skills\n                        \n                        CommentsThis field is for validation purposes and should be left unchanged.Select the Everyday Money Skills sessions you would like to attend:\n								\n								March 16: Foundations – Money Mindset & Confidence\n							\n								\n								March 30: Budgeting & Emergency Planning for Real Life\n							\n								\n								April 20: Debt – Avoiding Traps & Making a Plan\n							\n								\n								April 27: Credit & Savings – Making Money Work for You\n							\n								\n								May 4: Local\, State & Federal Financial Resources\n							\n								\n								May 11: Taxes\, Retirement & Investing – The Basics\n							Your InformationName(Required)Space is limited - register ONLY one person at a time. \n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Is there anything else we should know? Any accommodations that will make this day work for you?Would you like to join WHRL's email list?We publish a monthly e-newsletter so you can receive updates regarding our programming\, events\, and more.\n			\n					\n					Absolutely\, sign me up!\n			\n			\n					\n					I'm already on the list!\n			\n			\n					\n					No thanks.\n			How did you hear about this workshop?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agree\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/budgeting-emergency-planning-for-real-life/
LOCATION:Remote on Zoom
CATEGORIES:Health
ATTACH;FMTTYPE=image/jpeg:https://whrl.org/wp-content/uploads/2026/01/finance-budget.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260331T180000
DTEND;TZID=America/New_York:20260331T190000
DTSTAMP:20260408T160451
CREATED:20251209T201519Z
LAST-MODIFIED:20260113T205305Z
UID:10000970-1774980000-1774983600@whrl.org
SUMMARY:Menopause Support Group
DESCRIPTION:You are not alone! If you are feeling frustrated or uncertain about the changes your body is undergoing\, join the circle to feel supported and understood. Facilitated by Nicole French\, a Registered Nurse and Menopause Coaching Specialist\, this group gathers monthly to share in the experience of menopause. Join this Menoposse to hear from others\, share your own story (optional)\, learn techniques for self-management\, gather resources to become your own best advocate in navigating healthcare\, and connect with others to build your support system outside the group. Open to all community members who will experience menopause at some point in their lives; we welcome folks from their 20s and up. Whether you want to listen\, speak\, or simply connect\, you are welcome to the circle.\n			\n				\n				\n				\n				\n				\n				\n				\n					\n	\n                \n                        \n                            Menopause Support Group\n                            Only first-time attendees need register! \n                        \n                        Menopause Support Group\n					\n					\n						Price:\n						\n					\n					\n				Name(Required)\n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Email(Required)\n                            \n                        Phone(Required)Mailing Address(Required)    \n                    \n                         \n                                        \n                                        Street Address\n                                    \n                                    \n                                    City\n                                 \n                                        AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific\n                                        State\n                                      \n                                    \n                                    ZIP Code\n                                \n                    \n                Would you like to join WHRL's email list?We publish a monthly e-newsletter so you can receive updates regarding our programming\, events\, and more.\n			\n					\n					Absolutely\, sign me up!\n			\n			\n					\n					I'm already on the list!\n			\n			\n					\n					No thanks.\n			How did you hear about this event?\n			\n					\n					Email\n			\n			\n					\n					Word of mouth\n			\n			\n					\n					Newspaper\n			\n			\n					\n					Facebook\n			\n			\n					\n					Instagram\n			\n			\n					\n					Poster\n			\n			\n					\n					Other\n			Is there anything else we should know? Any accommodations that will make this day work for you?Photo ReleaseI hereby give permission for images and/or videos of myself taken during this program to be used by Women for Healthy Rural Living in any and all of its publications\, including web-based publications\, without payment or other consideration.\n\nI understand and agree that all photos will become the property of WHRL and will not be returned. WHRL can edit\, alter\, copy\, exhibit\, publish\, or distribute these photos for any lawful purpose. In addition\, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally\, I waive any right to royalties or other compensation arising or related to the use of the photo.\n\nI hereby hold harmless\, release\, and forever discharge WHRL from all claims\, demands\, and causes of action which I\, my heirs\, representatives\, executors\, administrators\, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. I agree\n          \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n            \n        \n                        Δ
URL:https://whrl.org/schedule/menopause-support-group/2026-03-31/
LOCATION:WHRL – 87 Main Street\, 87 Main Street\, Milbridge\, ME\, 04658\, United States
CATEGORIES:Health
ATTACH;FMTTYPE=image/webp:https://whrl.org/wp-content/uploads/2025/12/menopause-2025.webp
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